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An Informational Retirement Podcast Dedicated To Helping You:​

Social Security Fact or Fiction

Navigating Social Security can feel confusing. With a sea of information out there it’s hard to discern what’s fact and fiction. In this episode, Scott addresses five common statements about Social Security and breaks down whether they’re true or false.


Here’s some of what we discuss in this episode:

0:00 – Intro

1:04 – Average retirement spending for 65-year-old

7:47 – Social Security taxes

13:39 – Taking Social Security when you retire

18:05 – Keeping all Social Security benefits when a spouse passes

20:30 – Penalties for working and taking Social Security

24:29– Collecting Social Security at 70 vs 62


Article – Retirement Planning:  How Much the Average 65-year-old Retiree Spends Monthly


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Meet Your Host

Scott Sierens, financial advisor at Sierens Financial Group, will provide thoughts, strategies, and ideas on each episode to help you thrive in life, wealth and retirement. The goal is to take complex financial subjects and make them simple and easy to understand so you can feel confident to take action, enjoy life, and eliminate financial stress and anxiety.

Scott, along with guests from across various industries, will cover topics such as tax savings strategies, investments and wealth management, IRAs, 401(k)s, retirement planning, retirement income strategies, pensions, estate planning, social security, healthcare, and much more.

Retirement isn't an age or number. It's finding the balance between living life today and feeling financially confident about YOUR tomorrow.