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An Informational Retirement Podcast Dedicated To Helping You:​

Market Highs, Elevated Interest Rates & Your Retirement

In today’s financial landscape, the market has been hitting new highs and interest rates remain at elevated levels. You might have even heard some of the buzz surrounding the Federal Reserve and interest rate adjustments. We’re here to bring some clarity to the question on many investors’ minds: What does all of this mean for my investments and retirement plans? Is all of this exciting or cause for concern?

 

Here’s some of what we discuss in this episode:

0:00 – Intro

3:20 – Understanding S&P 500 + Recent Market Highs

7:36 – Impact of Economic Indicators on Market Performance

9:56 – Analyzing Historical Returns + Being Cautious of Market Noise

15:12 – Market Performance Impact on Your Retirement

19:40 – Understanding the Federal Funds Rate

25:18 – Interest Rates Impact on Your Retirement

32:06 – Listener Question: Financial Indecision

 

 

Resources for this episode:

JP Morgan Chart – Investing during all time highs

https://www.jpmorgan.com/content/dam/jpm/securities/documents/cwm-documents/Is-it-worth-considering-investing-at-all-time-highs.pdf

Additional Information

https://awealthofcommonsense.com/2024/01/new-all-time-highs-after-a-bear-market/

https://ofdollarsanddata.com/should-you-invest-in-stocks-at-all-time-highs/

 

Interest Rates

USA Today Article – https://www.usatoday.com/story/money/2024/01/31/january-federal-reserve-meeting-live-updates/72409059007/

Nasdaq.com article – https://www.nasdaq.com/articles/wall-street-banks-readjusts-2024-interest-rate-predictions-after-feds-dovish-turn

Bankrate – Biggest Winners & Losers – https://www.bankrate.com/banking/federal-reserve/fed-interest-rate-decision-biggest-winners/

https://www.investopedia.com/terms/f/federalfundsrate.asp

 

Want to get in touch?

Web: https://sierensfinancialgroup.com/

Email: office@sierensfinancialgroup.com

Phone: 847-235-6989

Read more and get additional financial resources here: http://lifemoneyshow.com 

Check out our YouTube channel: https://www.youtube.com/channel/UCPhQ-u12d60Z0HNCwwVubdQ 

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Meet Your Host

Scott Sierens, financial advisor at Sierens Financial Group, will provide thoughts, strategies, and ideas on each episode to help you thrive in life, wealth and retirement. The goal is to take complex financial subjects and make them simple and easy to understand so you can feel confident to take action, enjoy life, and eliminate financial stress and anxiety.

Scott, along with guests from across various industries, will cover topics such as tax savings strategies, investments and wealth management, IRAs, 401(k)s, retirement planning, retirement income strategies, pensions, estate planning, social security, healthcare, and much more.

Retirement isn't an age or number. It's finding the balance between living life today and feeling financially confident about YOUR tomorrow.

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