Your Life, Your Money
Helping you thrive in life, wealth, and retirement with host Scott Sierens.
Scott, along with guests from across various industries, will cover topics such as tax savings strategies, investment and wealth management, IRAs, 401(k)s, retirement planning, income strategies, pensions, estate planning, social security, healthcare, and much more.
Everyone has different lifestyles, stories and emotions. We'll discuss the proper strategies to accomplish your unique financial goals.
Retirement isn't an age or number. We'll discuss finding the balance between living life today and feeling financially confident about YOUR tomorrow.
We'll take complex financial subjects and make them simple to help you feel confident to take action, enjoy life, and eliminate financial stress and anxiety.
Do you have non-retirement asset(s) that have appreciated in value? Maybe stocks? Property? A Business? Well, don’t forget you might owe the IRS on your appreciation, or gains, when you sell the asset. The Capital Gains Tax. With planning, you may be able to reduce or eliminate this tax and keep more of your gains in your pocket.
Do you know what one of your biggest expenses may be in retirement? Taxes! In this video I talk about the difference between Tax Preparers and Tax Planners (and why you might need both!), what tax planning is and why it is important, and the strategies you can consider.
Is it better to contribute to the 401(k) or Roth 401(k)? The Roth 401(k) could offer great benefits like tax-free growth & future tax-free income. But which is more tax-efficient for you and your future? In this video I talk about the differences between the 401(k) vs. Roth 401(k) and which may be better for you to save in.
Scott Sierens is the host of the Your Life, Your Money Podcast. He is the President of Sierens Financial Group in Elgin, Illinois.
Scott is a graduate of the University of Illinois with a degree in Civil Engineering and worked 14 years in project management before changing careers. Despite enjoying overseeing multimillion-dollar projects, he missed the personal touch of working with individuals and families and wanted to make more of a direct impact on people’s lives. So, he transitioned his strengths in planning and fiscal responsibility into a financial planning career.
Creating an independent practice was important to Scott. No corporate pressures. No sales pressures. Just do what’s right for people. He’s able to provide a comprehensive planning approach and put the best interest of his clients first.
Scott actively participates with the local Big Brothers Big Sisters chapter and Rock Steady Boxing, which teaches boxing to individuals with Parkinson’s Disease. He enjoys spending time with family, working on home renovation projects, hiking, traveling, and taking his cousins on their annual trip to the water park.
If you have any questions for Scott or would like to schedule a 15 minute phone call to discuss your financial situation, don’t hesitate to reach out. Call 847-235-6989 or click the button below.